3

.07

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variable rate

1

Up to 85% LVR
So you only need 15% deposit to avoid Lenders Mortgage Insurance.

TERMS & CONDITIONS: 1. The First Home Buyer Package (FHBP) Loan available on new owner-occupied loans, with principal and interest repayments to purchase a new (fully constructed) or established home. Not available for construction loans. Rates are current as at 1 July 2020 and subject to change.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in different comparison rates. Each home loan comparison rate has been calculated on a home loan of $150,000 over a term of 25 years, secured by freehold property, located within the metropolitan area, and associated costs.

2. Visa Silver Credit Card: Must obtain a FHBP loan to be eligible for the Visa Silver Credit Card. Interest rate is the same as the FHBP Home Loan variable interest rate and subject to change. Once your FHBP Home Loan is paid out, the Visa Silver Credit Card interest rate will revert to the standard interest rate for the Visa Silver Credit Card.

3. FHBP Insurance Offer: $100 cash back offer is available when you take out two general insurance policies through BankVic at the same time and obtain an FHBP Home Loan (E.g. Building & Contents Insurance). Cash back will be deposited into your BankVic transaction account on the date your FHBP loan commences. Terms, conditions, limits, and exclusions apply. As an AFSL holder, we sell general insurance products under an agreement with Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. If you purchase insurance, we will receive a commission that is a percentage of the premium.

Each loan application is subject to our standard credit assessment and approval criteria. Fees and charges may apply. Information on our terms and conditions, interest rates and fees and charges are available upon request.

Police Financial Services Limited ABN 33 087 651 661 AFSL and Australian Credit Licence 240293 trading as BankVic.  W bankvic.com.au. 
 07.20  7206bv

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comparison rate

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comparison rate

2

1

%pa

.50

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2-year fixed rate

.97

%pa

1

Or fix your rate.

Buying your first house and organising a loan is not something you do every day. But our consultants do, and they can help you through the process, from saving for a deposit until you’re holding the keys to your new home.
 
Arrange a phone call, or video conference with a mobile lender at a time that suits you.

Apply today.

As the bank for police, health and emergency services, all our profits are reinvested to provide members with better value banking and to support our community.

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Make an enquiry.

13 63 73Book a mobile lenderVisit a branchApply online

Up to 85% LVR

No establishment, monthly or annual fees

Silver Credit Card

Insurance

Packed full of benefits without the fees.

Enjoy an interest rate that matches your home loan

Receive $100 cash back when you take out two insurance policies

Without Lenders Mortgage Insurance (LMI)

Family Guarantee is available, eliminating the need to pay LMI.

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Why join BankVic?

As the bank for Police, Health and Emergency Services, we offer a different way of banking where 100% of our profits are reinvested to provide members with better value banking and to support our community.

It can be daunting buying your first home, but we can help you get into your first home sooner with our First Home Buyer Package.

FAQs and more

More than just great rates for first home buyers.