Your next

move is here.




Variable rate
home loan


No monthly or
annual fees

Free redraw

repayment options

Plus, you get the following benefits -

TERMS & CONDITIONS: 1. This offer is available for new owner occupier borrowings and refinances from other financial institutions outside of BankVic. Minimum loan amount $200,000. This is a variable owner occupier loan offer for principal and interest loans only loans. Offset account not available. 2. Eligible members who take out a new owner occupier loan or refinance their existing home loan to BankVic during the campaign period will receive $2000 cash back deposited into their BankVic loan account up to 20 days after the loan has funded. The cash back bonus is not available on existing BankVic home loans for top ups or switching loan products. Limited to one cashback per single property finance irrespective of the number of loans involved in the transaction, up to a maximum of 2 cashbacks paid irrespective of the number of properties financed. The offer commences on 1 May 2020 and is available for loan applications submitted by 30 June 2020 and settled by 31 August 2020. The rate is current as at 1 May 2020 and subject to change. BankVic may vary or end the offer at any time without notice. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in different comparison rates. Each home loan comparison rate has been calculated on a home loan of $150,000 over a term of 25 years, secured by freehold property, located within the metropolitan area and associated costs. Each loan application is subject to our standard credit assessment and approval criteria. Fees and charges may apply. Information on our terms and conditions, interest rates and fees and charges are available upon request. As an AFSL holder, BankVic sells general insurance products under an agreement with Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Terms, conditions, limits and exclusions apply. If you purchase insurance we will receive a commission that is a percentage of the premium. Fees and charges apply. Interest rates are variable and subject to change. Information on our terms & conditions, interest rates and fees & charges are available on request. Police Financial Services Limited ABN 33 087 651 661 AFSL and Australian Credit Licence 240293 trading as BankVic. T 13 63 73 W

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Calculate your repayments.

Calculate your loan repayment, or compare 
your current home loan with a BankVic home loan.

Hurry, you need to apply before 30 June 2020 and settle the loan before 31 August 2020.




comparison rate


We’ll make the move easy for you.

(minimum $50)

Apply today.

As the bank for police, health and emergency services, all our profits are reinvested to provide members with better value banking and to support our community.

We’d love to help you. Leave your details and we’ll contact you.

Make an enquiry.

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Our home loan team can help you every step of the way. We can arrange a phone call or video conference with a mobile lender at a time that suits you. 


$2000 cash back

On external refinances and new borrowings with an LVR up to 80%. Minimum amount $200,000. Cash back eligibility limitations apply.2 

For applications received by 30 June 2020 and settled by 31 August 2020.

If this is the year you’re planning to buy a new home or simply wanting to refinance your existing home loan, we’re here to help you make your next move. With a low ongoing variable rate and $2000 cash back, we’ll help you save on your home loan.

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Need to protect your property?

We offer a wide choice of home insurance options through our longstanding insurance partner CGU Insurance, including no obligation quotes for pay by the month insurance as well as an option of 90 days free building insurance cover during settlement period.


(weekly, fortnightly or monthly)