Get back on 
track with a

Consolidating your debt is easy. Here’s how it works.

We can help you consolidate your debt into one easy to manage personal loan with a great low rate – minus the stress.

Are you keen to get your finances back on track but don't know where to start?

You’ll only have one repayment to manage and a timeline for paying off your debt. So you can get back on track.




personal loan


comparison rate





A low interest rate

A single $90 establishment fee

No monthly or annual fees

Flexibility to make additional or early repayments

Calculate the outstanding debt you have on your existing credit cards and loans.

We will work out how much you can borrow to pay off your debt.

Consolidate your debt into one easy to manage personal loan.

Request a call back

Don’t worry, we can help you each step of the way.

Features of a BankVic personal loan

Consolidate your debt

*TERMS & CONDITIONS for Personal Loans apply. See for details. Fees and charges apply. Subject to BankVic’s credit criteria. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Any advice is general advice only and has been prepared without taking account of your objectives, financial situation or needs. Before acting on the advice you should consider whether the advice is appropriate for you. Before you make any decision to acquire any product or service you should obtain and consider the relevant Product Disclosure Statement available on our website, at a branch or by calling 13 63 73. As an AFSL holder, BankVic sells general insurance products under an agreement with Insurance Australia Limited ABN 11 000 016 722 AFSL 227681 trading as CGU Insurance. Terms, conditions, limits and exclusions apply. If you purchase insurance we will receive a commission that is a percentage of the premium. Fees and Charges apply. Interest rates are variable and subject to change. Information on our terms & conditions, interest rates and fees & charges are available on request.

Apply onlineBook a consultation13 63 73

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Visit a branch

Calculate your repayments

See how much your repayments will be, compared to what you are paying now, using our Personal Loan calculator.

Apply today
Personal loan calculator

Our application process

Once you apply for a personal loan we’ll be in touch to request some documentation.

This is usually pay slips and bank statements but will depend on your situation and whether you currently bank with us.

Within 48 hours of receiving this documentation we’ll come back with an outcome on your application.

If you’re successful we’ll provide you with your loan contracts to sign and return.